First time home buyers...again. I had the great pleasure of working with a couple who unfortunately lost their home a few years back during the economic downturn. Since then, they had worked on improving their credit and saving some money to get back in the market again. Pleased to say that they are homeowners once again. Loan programs are available to those who have had either a short sale or a foreclosure. If you would like more info on how you can get back into home-ownership, please contact me. #Mortgage #RealEstate #HomeLoans #DiscoveryBay #ShortSale #Foreclosure #FirstTimeHomeBuyer